When you choose to print your Digital Check, you will be provided a PDF version of the Check that needs to be authorized with your signature before depositing. Printed Checks can be deposited in the following ways:

  1. Mobile Check Deposit: Download a Check deposit app directly from your bank to your smartphone. Deposit your Check by taking a picture of it inside the app. Tutorial Video
  2. RDC or ATM: Printed Checks can be cut to the size of a regular Check and inserted into a Remote Deposit Capture or an ATM to deposit the funds into your account. 
  3. Presenting it to a bank teller at a branch office: Your Printed Checks are legally valid to be presented at the bank. However, bank tellers have varying experience and we cannot guarantee acceptance or the experience. Non-acceptance at bank counters is rare, but if it happens please use any of the alternate methods e.g. Deposit Online, Mobile phone deposit, ATM etc.

 

Regulations on Printed Checks

UCC regulations are clear on Checks - as long as a check conforms to the definition, it is a legal requirement for a bank to accept it when you present it to a bank teller. Please refer here: https://www.law.cornell.edu/ucc/3/3-104

The Check21 definition of a Check as defined per Federal Government specifically states a Check image reproduced cleanly in any paper is as valid as the original Check.

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